OK, INSURANCE is not one of the most exciting topics of conversation but if you’re a road transport operator it’s vital.
It protects you, your business, and the loads you carry for other people, stresses the RHA who’s Conditions of Carriage, revised for 2020, ‘provide peace of mind, load protection and are one of the key benefits of membership.
‘They define a haulier’s legal responsibility with their customers, so why run the risk of running without them?’ asked RHA chief executive Richard Burnett.
‘Just-in-time deliveries and last-minute orders can sometimes be put at risk. However, by incorporating the RHA Conditions into the contract could save operators a fortune should a problem arise.
‘For example, unless agreed otherwise with the customer, the conditions set a limit of £1,300 per tonne on the gross weight of goods lost, wrongly delivered, or damaged. Not using them simply exposes the carrier to Common Law and claims for consequential loss.
‘Customers need to take out their own insurance to cover their goods, but members should send them a copy of the RHA Conditions and quote their use every time they discuss a rate for a job. If they don’t, they’re leaving themselves wide open.’
Concluding, Richard Burnett said: ‘It’s simple. If you’re an RHA member, you’re covered. If you’re not, you’re not.’
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